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A Home Inspection Checklist: What Every Buyer Should Know

Before finalizing the purchase of a home, it’s crucial to have a professional home inspection. Many lenders require an inspection as part of the mortgage approval process, and it can save you from costly surprises after you move in. Home inspection costs typically range from $270 to $400, depending on the size of the home and any additional structures, such as sheds, garages, or pools. Here’s what top home inspectors check during an inspection.

Exterior

  • Foundation and structural integrity – Inspecting for cracks or signs of settling, including in basements and garages.

  • Sidewalks and driveways – Checking for damage or uneven surfaces.

  • Windows and insulation – Ensuring proper sealing and energy efficiency.

  • Gutters and drainage – Making sure water flows away from the home properly.

  • Roof condition – Looking for missing shingles, leaks, or other damage.

Interior

  • Attic and interior roof – Inspecting for leaks or structural issues.

  • Walls, floors, and ceilings – Checking for unevenness, buckling, or cracks that may indicate structural problems.

  • Water damage – Signs of leaks in basements, garages, or crawl spaces.

  • Support structures – Evaluating beams, joists, and load-bearing walls for integrity.

Systems

  • Electrical – Confirming outlets, switches, wiring, and panel capacity are safe and functional.

  • Plumbing – Inspecting pipes, faucets, toilets, drains, and water shut-off valves.

  • HVAC – Checking heating, ventilation, air conditioning, and fireplaces.

  • Appliances – Verifying that included appliances are working properly.

Note: Home inspectors typically do not test for lead paint, radon, asbestos, mold, pest infestations, chimney build-up, or water/sewer conditions. If issues are suspected, they may recommend specialized inspections.

Hiring a Home Inspector

If you are working with a Realtor, ask for referrals—they often know reliable inspectors with a thorough track record. Your Realtor may even schedule the inspection for you. Referrals help ensure you hire someone meticulous who will provide a detailed report of any concerns.

A good home inspector will:

  • Review the report with you in person or virtually.

  • Provide photos of key findings.

  • Answer any questions about potential repairs or maintenance issues.

After the Inspection

If the inspector finds significant problems, you may be able to negotiate with the seller. Options include:

  • Asking the seller to complete necessary repairs before closing.

  • Requesting a reduction in the purchase price to cover repair costs.

Having a thorough inspection protects your investment and gives you peace of mind knowing that you’re aware of any issues before becoming a homeowner.

ABOUT US

From your First Home to your last loan, we take your loan from A to Z. We take pride in helping clients at every stage of the journey, providing education and knowledge when needed and delivered prompt service throughout the process.

Company NMLS: 2512762

CONTACT US

7542 McEwen Road

Dayton, OH 45459

(937) 619-8079


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